After a surprisingly expensive fall and the flurry of the holidays and a much-needed vacation at the end 2011, we are reigning in the spending to start this year.  Ever since my husband left the corporate world to start his own businesses I’ve become a pro at creatively living the frugal life, and I’m always […]

In many ways, October was a wonderful month.  My sister Colleen got married, the weather was fabulous and the kids were so happy to celebrate Halloween. We really enjoyed all the special moments the month had to offer. But, as far as our budget goes, October was a real roller coaster.  Some unexpected expenses hit […]